Orthodontic Billing & Financing

Let’s Create Your Perfect Smile Together!

When it comes to the cost of your orthodontic treatment, it’s tailored to your specific needs and the personalized plan we develop for you. Our team is here to guide you through the details, breaking down all the costs and available payment options.

We’ll work with you to find a payment plan that suits your budget, ensuring there are no surprises along the way. Before starting treatment, you’ll have a clear understanding of the costs, so you can make the best decision for your smile. Plus, we’ll be with you every step of the way, helping you navigate insurance and financial options to make sure you get the care and reimbursement you and your family deserve.

WE'RE HERE TO HELP!

Understanding insurance can be tricky, but we’re here to simplify it for you.

OUT-OF-NETWORK? WE CAN WORK WITH YOU!

Don’t worry if we’re “Out-of-Network.” We’ll work with your insurance provider to help secure the benefits you deserve.

GET THE MOST FROM YOUR INSURANCE!

Our dedicated team will help you navigate your orthodontic benefits, making sure you make the most of your insurance coverage.

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Our In-House Flexible Payment Options

Affordable Down Payments

Kickstart your smile transformation with a low initial payment.

Interest-Free In-House Financing

Enjoy 0% interest with our in-house financing option—get treated now and pay over time, stress-free.

Flexible Monthly Plans

Manage your treatment costs easily with monthly payment plans that work with your budget.

Auto-draft Convenience

Choose auto-draft from your preferred account and enjoy seamless, worry-free monthly payments.

Navigating Orthodontic Insurance

Orthodontic care is a valuable investment in you and your family’s health, and we’re here to help you navigate the insurance process so nothing stands in the way of treatment. Here’s a guide to understanding your orthodontic insurance:

We’ll confirm your insurance coverage upfront to avoid surprises. If your employer provides orthodontic benefits, we’ll ensure your policy is active and that you meet the eligibility requirements. Some plans may have waiting periods or age restrictions.

Orthodontic benefits are often separate from standard dental insurance. We’ll walk you through the specifics of your plan, including eligibility for two-phase treatments and how the benefits are distributed.

For two-phase treatments, insurance may only cover part of Phase I, with remaining benefits reserved for Phase II. If your policy stays active, those unused benefits can be applied to Phase II. Extractions or other necessary procedures may be covered by dental insurance but could sometimes fall under orthodontic benefits.

 It’s important to maintain continuous insurance coverage throughout your treatment to access full benefits. If you experience life changes like a job transition or insurance switch, we’ll assist with re-filing claims to ensure your treatment stays on track. Be aware that some plans don’t cover ongoing treatment if coverage changes mid-treatment.

If you’re covered by two policies, we’ll help coordinate between them. Some plans may include a non-duplication clause, which can prevent you from receiving benefits from both policies for the same treatment. We’ll work to clarify these details for you.

Key Questions to Ask About Your Orthodontic Insurance

orthodontic insurance

Before starting orthodontic treatment, it’s essential to understand your insurance coverage. Here are some important questions to ask to get a clearer picture of what’s included:

  • What is the lifetime maximum benefit for orthodontics?
  • Is there a waiting period before coverage starts?
  • Does the policy cover treatment for both adults and children? What’s the age limit for a child?
  • If treatment started before my plan was active, will it be covered after the waiting period? Are there limitations?
  • Are there specific types of braces that aren’t covered?
  • Are there any restrictions on which orthodontists or clinics I can visit?
  • Is there a separate deductible for orthodontic procedures?

Not all insurance plans include orthodontic coverage, so be sure to review your plan’s dental section.

Transform your smile with personalized care from Lubbock’s leading orthodontic team.

Ready to get started? All initial examinations are FREE and include x rays, photos, and a fully customized treatment plan with pricing so that you can make a choice that works best for you. Schedule today!